Credit Union Loans

YOUR HOLIDAY LOAN

Your Way...


Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, talk to your local credit union


Loan Enquiry...
Credit Union Loans

YOUR HOLIDAY LOAN

Your Way...


Whether you're looking for THE 'if not now, then when' ONCE-IN-A-LIFETIME HOLIDAY LOAN, or THE 'I think I might break if I don't get away soon' SHORT BREAK LOAN, come and talk to your local credit union.


Loan Enquiry...
Credit Union Loans

YOUR CAR LOAN

Your Way...


Whether you're looking for THE 'I need to clear a balloon payment' CAR LOAN, or THE 'I don't want any hidden fees CAR LOAN, come and talk to your local credit union.


Loan Enquiry...
Credit Union Loans

YOUR HOME IMPROVEMENT LOAN

Your Way...


Whether you're looking for THE 'Where does this screw go again' DIY LOAN, or THE 'I was going to get the place painted anyway' HOME IMPROVEMENT LOAN, come and talk to your local credit union.


Loan Enquiry...

Your Loan Enquiry Form

Please select where you would like to request a loan from:
Your Local Credit Union
Your Workplace
Credit Union
CAR LOANS

YOUR CAR LOAN

Your Way


LOANS

YOUR HOME IMPROVEMENT LOAN

Your Way


HOLIDAY LOANS

YOUR HOLIDAY LOAN

Your Way


MEMBERSHIP

CREDIT UNION MEMBERSHIP

Joining a credit union is easy once you are within the common bond of the credit union. Join Now.

When applying for membership you will be asked for proof of ID and proof of address, for example a current passport and recent utility bill.

To find your local credit union, visit our CU Locator.

LOANS

LOANS

Before taking out a loan of any kind, it's worth taking the time to understand how lending works.

That way you can compare the benefits and be aware of the risks. Here are some of things that make a credit union loan different:

  • There are no hidden fees or transaction charges.
  • Credit union interest rates are fair and reasonable and capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Once you are eligible for a credit union loan, repayment terms can be designed around your needs.

Find out more

SAVINGS

SAVINGS

Whether you're saving for something in the future or just for a 'rainy day', regular saving is a good idea.

Regular saving with your credit union is an even better idea. At your credit union, you're not just a customer, you're a member of a successful financial co-operative.

Each share you hold in your credit union is equal to €1/£1stg. Depending on the rules of your credit union, to be a member there will be an entrance fee of not more than €1.27/£1stg and you will need to hold a minimum savings of between one and ten shares.

CU LOCATOR

CREDIT UNION LOCATOR

You can use the CU Locator to locate or find contact details for your local credit union.

Please check with your local credit union to ensure Opening Hours listed are correct.

Visit our CU Locator.

COVERU.IE

COVERU.IE

coveru.ie is a website based product which offers great value on both car and travel insurance to credit unions members.

coveru.ie car insurance offers credit union members great value and most importantly excellent cover, providing peace of mind when motoring. Members can avail of an instant online quote and a great deal of 12 months cover for the price of 11.

With coveru.ie travel insurance, you can relax and enjoy your trip knowing you have all the cover you need. You can choose from single trip, annual multi trip and extended stay. You can make an online purchase in minutes with a 25% discount on offer for private medical insurance holders.

For the reassurance of great car and travel insurance, get a quote with coveru.ie today

LATEST

TWEETS

16 February

Moneylenders take the hit as more borrowers turn to credit unions

100 credit unions across Ireland are now offering the Personal Micro-Credit scheme as increasing numbers turn away from moneylenders and demand for the loan rises. The initiative, known as the ‘It Makes Sense’ loan, was launched in 2016 to combat the grip of moneylenders on low income individuals and households in receipt of social welfare.
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12 February

All Ireland Credit Union Art Competition Winners Announced

The winners of one of the country’s biggest art competitions, run by the Irish League of Credit Unions (ILCU), have been announced today at Croke Park. A huge 30,000 entries were received through 300 credit unions for the All Ireland Credit Union Art Competition. Cash prizes were awarded to the winners by broadcasting legend Marty Whelan at today’s prize-giving ceremony.
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6 February

ILCU Statement on Central Bank’s Report on Thematic Fitness and Probity Inspections

The Irish League of Credit Unions today notes the publication of the Central Bank’s Report on Findings of Thematic Fitness and Probity Inspections in Credit Unions. Credit union personnel are fully committed to upskilling and development in relation to Fitness and Probity to be the best they can be for their members, and the ILCU offers a range of supports and advice in this area. Read More

9 December

Credit Unions in Northern Ireland show strong Year End Results (NI)

The Irish League of Credit Unions (ILCU) has released very positive 2016 year-end figures showing that demand for loans across credit unions in Northern Ireland is increasing steadily. Loans are up by over 3%, with 72% of credit unions growing their loan books in 2016. Lending has now been on the rise for four consecutive years, and has grown by 11% in total since late 2012. Total net loan arrears have fallen by 6% year on year, and are down by £1.2 million. Arrears have now been falling for the past three years.Read More

7 December

Credit union lending up by €216 million in 2016 (ROI)

The Irish League of Credit Unions (ILCU) has released very positive 2016 year-end figures showing that demand for loans across credit unions in the Republic is increasing steadily. Loans are up by a significant €216 million (6.1%) with 192 credit unions growing their loan books, compared with 141 for the same period last year, and 80 the previous year. In the quarter to September 2016, loans grew by a substantial €94 million. Lending has now been on the rise for five out of the last six quarters.
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15 November

25,000 children prepare to show off their brain power for 26th All Ireland Credit Union Schools’ Quiz

25,000 budding geniuses across Ireland are getting ready to show off their brain power for the 26th All Ireland Credit Union Schools’ Quiz. Registration for the 2017 Schools Quiz is now open. Schools and children interested in participating can find registration forms in their local credit union, while more information is available on www.schoolsquiz.ie.
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